GSMASub-Saharan Africa: The enduring epicentre of mobile money—Part 1 discusses how, while the adoption of mobile money has grown across the globe, sub-Saharan Africa maintains the lead in both adoption and use. And Part 2 looks at the future of mobile money listing the key areas of future growth in sub-Saharan Africa. Read more
GSMAThe GSMA is assessing the true potential of Libra’s financial inclusion objectives and highlights the factors—such as geographical reach, identification, and the connectivity gap—that have impacted its first year of operation. Read more
UNCDFThe Annual Provider Survey provides a comprehensive view of the state of the DFS market in Sierra Leone. Key challenges hindering the expansion and improvement of DFS in the country include regulatory barriers, limited digital skills of the target population and lack of interoperability between providers. Read more
UNCDFThe Annual Provider Survey provides a comprehensive view of the state of the DFS market in Zambia. The main challenges for providers include customer dormancy, agent liquidity challenges, developing viable business models to expand services into rural areas and limited internal capacity to support sufficient data analysis and reporting. Read more
GSMASub-Saharan Africa: The enduring epicentre of mobile money—Part 1 discusses how, while the adoption of mobile money has grown across the globe, sub-Saharan Africa maintains the lead in both adoption and use. And Part 2 looks at the future of mobile money listing the key areas of future growth in sub-Saharan Africa. Read more
Janet ShulistPast examples and research have both shown that burdensome or overly prescriptive regulation hinders mobile money innovation and scale. For instance, a study conducted in 2015 found that heavy regulation—such as “an insistence that banks play a central role in the schemes, together with burdensome KYC and agent restrictions”—was often fatal to mobile
Janet ShulistThe digital ecosystem—a collection of organizations, individuals, and policies that enable and deliver digital financial services—is rapidly evolving due to increased smartphone penetration in emerging markets and innovation in mobile technologies. How will this shift help or hinder innovation and development of digital financial services? FiDA’s Snapshot 13, The opportunities for and threat to the
Lara GilmanSnapshot 12: “Building the infrastructure for a healthy digital financial ecosystem” addresses one of the key questions of FiDA’s Learning Theme 12. Each Learning Theme addresses a range of topics within the digital finance space. The FiDA Partnership synthesizes the digital finance community’s knowledge of these learning themes as “Snapshots” that cover topics at the
Lara GilmanLearning Theme 11: What ecosystem improvements will unlock investment in digital finance? is one of 16 learning themes designed to address a range of questions within the digital finance space. The FiDA Partnership synthesizes and disseminates the digital finance community’s knowledge of each of these learning themes into “Snapshots” that cover a number of client,