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Posts tagged with Ecosystem

DFS Ecosystem Partnerships for Financial Inclusion in Zimbabwe

DFI

To enhance our financial services and in order to reach the marginalised, it is imperative that we make an effort to create a digital financial services partnership ecosystem which will include stakeholders such as the identity authority (Registrar-General), Mobile Network Operators (POTRAZ), Financial Clearance Bureau (FCB), Finscan and Salary Services Bureau (SSB). What are the

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Regulator’s Friend or Foe? Cloud Computing in Financial Inclusion

CGAP

By pooling resources, cloud providers allow financial institutions to avoid the heavy investments otherwise needed to store, manage, and process data by storing, managing, and processing this data over the internet. But the cloud comes with risks as CGAP notes in its recent evaluation “Regulator’s Friend or Foe?” Read more

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Sub-Saharan Africa: The enduring epicentre of mobile money – Part 1

GSMA

Sub-Saharan Africa: The enduring epicentre of mobile money—Part 1 discusses how, while the adoption of mobile money has grown across the globe, sub-Saharan Africa maintains the lead in both adoption and use. And Part 2 looks at the future of mobile money listing the key areas of future growth in sub-Saharan Africa. Read more

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A spotlight on Libra – Part I: Assessing the true potential of Libra’s financial inclusion objectives

GSMA

The GSMA is assessing the true potential of Libra’s financial inclusion objectives and highlights the factors—such as geographical reach, identification, and the connectivity gap—that have impacted its first year of operation. Read more

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State of the Digital Financial Services Market in Sierra Leone, 2018 Report

UNCDF

The Annual Provider Survey provides a comprehensive view of the state of the DFS market in Sierra Leone. Key challenges hindering the expansion and improvement of DFS in the country include regulatory barriers, limited digital skills of the target population and lack of interoperability between providers. Read more

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State of the Digital Financial Services Market in Zambia, 2018 Report

UNCDF

The Annual Provider Survey provides a comprehensive view of the state of the DFS market in Zambia. The main challenges for providers include customer dormancy, agent liquidity challenges, developing viable business models to expand services into rural areas and limited internal capacity to support sufficient data analysis and reporting. Read more

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Sub-Saharan Africa: The enduring epicentre of mobile money – Part 2

GSMA

Sub-Saharan Africa: The enduring epicentre of mobile money—Part 1 discusses how, while the adoption of mobile money has grown across the globe, sub-Saharan Africa maintains the lead in both adoption and use. And Part 2 looks at the future of mobile money listing the key areas of future growth in sub-Saharan Africa. Read more

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What is the role of regulation in digital finance?

Janet Shulist

Past examples and research have both shown that burdensome or overly prescriptive regulation hinders mobile money innovation and scale. For instance, a study conducted in 2015 found that heavy regulation—such as “an insistence that banks play a central role in the   schemes, together with burdensome KYC and agent restrictions”—was often fatal to mobile

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What are the opportunities for and threats to the growth of digital financial services?

Janet Shulist

The digital ecosystem—a collection of organizations, individuals, and policies that enable and deliver digital financial services—is rapidly evolving due to increased smartphone penetration in emerging markets and innovation in mobile technologies. How will this shift help or hinder innovation and development of digital financial services? FiDA’s Snapshot 13, The opportunities for and threat to the

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Building a healthy digital ecosystem

Lara Gilman

Snapshot 12: “Building the infrastructure for a healthy digital financial ecosystem” addresses one of the key questions of FiDA’s Learning Theme 12. Each Learning Theme addresses a range of topics within the digital finance space. The FiDA Partnership synthesizes the digital finance community’s knowledge of these learning themes as “Snapshots” that cover topics at the

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