To enhance our financial services and in order to reach the marginalised, it is imperative that we make an effort to create a digital financial services partnership ecosystem which will include stakeholders such as the identity authority (Registrar-General), Mobile Network Operators (POTRAZ), Financial Clearance Bureau (FCB), Finscan and Salary Services Bureau (SSB). What are the
The emergence of Fintech lenders has created a rift and a warzone between traditional lenders and fintech lenders, with banks and credit unions questioning the adequacy and authenticity of the data being used by Fintech lenders to give credit to the marginalized. From a design thinking and even the processes perspective, Fintechs have availed ubiquitous,
Walking along the streets of Lusaka Zambia, you see mobile money kiosks on almost every corner of popular streets. The roads are filled with numerous kiosks that offer various mobile money services to people around the premises. The kiosks are usually manned by friendly young women who are always ready to offer money transfer, deposit