This blog was written by Lamia Naji, Associate Manager, Learning and Strategy at Mastercard Foundation, & Xavier Faz, Lead, Digital Finance Frontiers at CGAP
This blog was written by Lesley Denyes - Program Manager and Digital Finance Specialist at IFC and Annabel Schiff - Senior Manager, Partners at the FiDA Partnership - with input from Jessica Osborn, Senior Manager, Partners at the FiDA Partnership
This blog written by Sieka Gatabaki, Financial Services Manager at MercyCorps Agrifin Accelerate Program in Kenya with contributions from Annabel Schiff -Senior Manager, Partners at the FiDA Partnership.
This blog is authored by Stephen Deng, co-founder at DFS Labs, an early-stage fintech accelerator for emerging markets
Past examples and research have both shown that burdensome or overly prescriptive regulation hinders mobile money innovation and scale. For instance, a study conducted in 2015 found that heavy regulation—such as “an insistence that banks play a central role in the schemes, together with burdensome KYC and agent restrictions”—was often fatal to mobile