How Ghana’s new digital finance policy can drive women’s inclusion


One of the goals of Ghana’s new digital financial services (DFS) Policy is to close the gender gap by ensuring that at least 85 percent of women have financial accounts by 2023.  

But what should the public and private sector consider while implementing the policy to bring real change for women? The authors suggest five ways:

  • Put gender at the center of DFS governance and regulation.
  • Collect gender-disaggregated data to inform enabling regulation
  • Include gender sensitization in capacity building.
  • Target MSME payment digitization efforts to women-owned businesses. 
  • Support fintech innovation that better addresses women’s financial needs. 

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