Evidence Gap Map

Welcome to version 1.0 of the Digital Finance Evidence Gap Map (EGM)

This interactive EGM matrix of 17 digital finance product categories, 14 design and delivery categories and 10 outcome categories contains 40 completed impact studies. As this is the first version of the EGM we have developed a number of supporting materials; 1. a detailed methodology paper, 2. a snapshot of the high level findings and research implications and 3. a detailed review of the findings by digital finance product.

How to use the EGM

  1. The colour codes circles indicate the level of impact (green is positive, red is negative and orange is no impact) and the number within the circle indicates the number of studies captured that report on the Digital Finance product and client outcome
  2. You can filter by different variables to gain a more precise picture of the impact of digital finance on various client outcomes—you can click on any circle to access further information on the studies
  3. You can also switch to a design and delivery view. The ‘Digital Finance’ tab highlights the impact of various digital finance products, while the ‘Design & Delivery’ tab enables us to highlight the impact of interventions to drive further usage of these services. For example a digital savings (Digital Finance) product that uses two way SMS (Design and Delivery) to improve saving behaviour. All studies reports on a Digital Finance product, while only some studies add the design and delivery mechanisms into the study

Updates

The EGM was last updated in May 2017 and the next planned update is in mid 2018.

We are tracking several impact studies that are ‘in progress’ studies and impact studies that were released after the initial literature review. These will be folded into the next version of the DFS EGM.

If you have any questions on the EGM, or would like to discuss research priorities or have relevant Digital Finance impact studies that you would like to include, please contact ideas@financedigitalafrica.org.

  • Filters:
  • DFS
    • Mobile Money
    • Mobile Banking
    • Person-to-Person
    • Person-to-Government
    • Business-to-Government
    • Business-to-Business
    • DFS+ Services
    • Merchant Payments
    • International Remittances
    • Government-to-Person
    • Donor-to-Person
    • Business-to-Person
    • Credit
    • Saving
    • Insurance
  • Design & Delivery
    • Two-way SMS
    • Gamification
    • Default Saving Contribution
    • Loan Limits
    • Pricing
    • Integration with DFS+ Services
    • Access to Mobile Phone
    • Availability of Agents
    • Female Agents
    • Roving Agents
    • Financial Literacy/Customer Training
    • Access to ATM Cards
    • Marketing
    • Policy
  • Outcome
    • Clients adopt the DFS product
    • Clients improve saving behaviour
    • Clients engage in healthy borrowing
    • Clients pay less (money and time) for financial services
    • Clients are empowered through greater privacy, monitoring and control
    • Clients smooth consumption
    • Clients are better prepared to deal with shocks and recover faster
    • Clients improve their physical educational and emotional welfare
    • Clients invest in income generating pursuits and asset building
    • Clients improve income
  • Has comparison groups
    • Yes
    • No
  • Country
    • Afghanistan
    • Bolivia
    • Burkino Faso
    • Colombia
    • Côte d'Ivoire
    • Ghana
    • India
    • Kenya
    • Malawi
    • Mali
    • Mexico
    • Mozambique
    • Niger
    • Pakistan
    • Papa New Guinea
    • Peru
    • Philippines
    • Rwanda
    • South Africa
    • Sri Lanka
    • Tanzania
    • Uganda
  • Publication Year
    • 2009
    • 2010
    • 2011
    • 2012
    • 2013
    • 2014
    • 2015
    • 2016
Input Outcomes on client, household or community
  Adoption Immediate Benefits Medium-Term Benefits Longer-Term Benefits
Clients adopt the DFS productClients improve saving behaviourClients engage in healthy borrowingClients pay less (money and time) for financial servicesClients are empowered through greater privacy, monitoring and controlClients smooth consumptionClients are better prepared to deal with shocks and recover fasterClients improve their physical educational and emotional welfareClients invest in income generating pursuits and asset buildingClients improve income

 

Key: Number of studies with a   positive impact   negative impact   no impact
The EGM was last updated in May 2017 and the next planned update is in mid 2018.

evidence points